It's too early to know the full cost of yesterday's storms and flooding.
The last big floods in the Island in 2002 cost an estimated £8 million in damage and disruption to property and business.
For those facing losses, after the clear-up, the task of making an insurance claims begins.
Island-based Tower Insurance will be open this morning (Sat 4 Jan) between 9am and midday to handle calls from local policy-holders.
Underwriting manager Emmet McQuillan advises residents with claims to make contact with their insurer as soon as possible:
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